Phillip Retail Biz Loan Account

Retail Business Loan


PhillipBank specializes in providing Retail Business Loans to company, corporations, and small and medium-sized enterprises (SME) with the most competitive and attractive loan options to match your business needs and budget requirements.


Features & Benefits:

• Refinance existing loan & Top-up for business expansion

• Enhance business working capital requirement funding

• Suitable loan packaging to match your business cash flow & repayment ability

• Competitive interest rates & suitable loan repayment tenure

• Higher Loan-to-Value (LTV) or Margin of Financing ( MOF) for combined facilities package inclusive of RC & BG facilities


Our Biz Loans Options:

• Term Loan ( TL )

• Overdraft ( OD )

• Revolving Credit Facility ( RC )

• Bank’s Guarantee ( BG )

• Flexible combinations of TL / OD / RC / BG facility


Document Requirements:

• Personal / Company documents

• Financial source of income and repayment information

• Established business with minimum 3 years satisfactory past record

• Collateral property security documents

* Other applicable terms and conditions


T&C apply

Please note that the above interest rates are subject to changes at the Bank’s discretion.