Current Account

We believe that forging a partnership is important so that we can understand your essential banking needs, be they individual or business. There are two options of current account that customers can choose: 

  • Current Account: is an account with unlimited tenor and zero rate for individual or corporate customer who wishes to deposit and withdraw at any time 24/7 via ATMs. With this current account, customer can use cheque for their business transactions. 
  • Current Account - Auto Save: is a kind of Current Account with deposit and withdrawal at any time 24/7 via ATM. This account provides specific interest rate and customer can use cheque for their business transactions.

Features and Benefits:

  • Available in KHR​ and USD
  • Free ATM Card
  • No annual fee for your ATM service
  • Use cheque book for business transaction

Eligibility:

Current Account:

  • Individuals (residents/non-residents) aged 18 and above
  • Minimum initial deposit of USD 500 or KHR 2,000,000
  • Individual or Company

Current Account - Auto Save:

  • Individuals (residents/non-residents) aged 18 and above
  • Minimum initial deposit of USD 3,000 or KHR 12,000,000
  • Individual or Company

Tab 1 Content

Individual

  • ID Card or Passport or Family Record Book

Corporate or Financial Institution

  • Letter of Authorisation
  • Identity documents of the institution 
  • ID Card or passport of the institution’s Director(s) and Shareholder(s)
  • Other documents (if required)

Tab 2 Content

Cheque Book Fee:

Cheque Fee
Cheque Book  KHR 20,000 / USD 5
Cheque Returned due to Insufficient Funds KHR 200,000/ USD 50
Cheque Returned for Other Reasons KHR 40,000/ USD 10
Stop Payment Instruction KHR 40,000/ USD 10

*Fee charge based on account currency

Tab 3 Content

Activity Current Account / Fee Current Account - Auto Save / Fee
Monthly Average Balance Falls below USD 3,000 / KHR 12,000,000 USD 0 / KHR 0  KHR 20,000 / USD 5 
Interest Rate No Interests on Current Account Balance Interest Is Daily Calculated based on The Account Balance.
Half Yearly Service Charge KHR 20,000 / USD 5 Free of Charge
Closing Account within 120 Days KHR 12,000 / USD 3 KHR 12,000 / USD 3
Dormant Account (Monthly Charge) KHR 4,000 / USD 1 KHR 4,000 / USD 1

*Fee charge based on account currency

Tab 4 Content

Current Account - Auto Save

Balance USD KHR

USD 0 – USD 500
KHR 0 – KHR 2,000,000

 0% 0%

> USD 500 – USD 3,000
> KHR 2,000,000 – 12,000,000

 1.00% 1.00%

> USD 3,000
> KHR 12,000,000

 2.00% 2.00%

Note: Annual Interest Rate