Future Account
A savings product with a specific agreement on monthly fixed deposit amount, term and interest rate.
Features and Benefits:
- Available in KHR and USD
- Net interest will be automatically transferred to linked savings or current account
- At maturity date, principal and last interest earned will be transferred to linked savings or current account
- Initial deposit must be equal to monthly deposit amount
Eligibility:
- Individuals (residents/non-residents) aged 18 and above
Tab 1 Content
Individual
- ID Card or Passport or Family Record Book
Corporate or Financial Institution
- Letter of Authorisation
- Identity documents of the institution
- ID Card or passport of the institution’s Director(s) and Shareholder(s)
- Other documents ( if required)
Tab 2 Content
| Activity | Future Account / Fee |
| Minimum Monthly Deposit | KHR 20,000 / USD 5 |
| Terms | 3-120 months |
| Closing Account within 30 days | KHR 12,000 / USD 3 |
Tab 3 Content
Future Account - Short Term
| Balance | Term (Month) | USD | KHR |
| < 100 USD/400,000 KHR | 3 – 9 | 3.50% | 3.50% |
| < 100 USD/400,000 KHR | 10 – 12 | 4.50% | 4.50% |
| ≥ 100 USD/400,000 KHR | 3 – 9 | 3.75% | 3.75% |
| ≥ 100 USD/400,000 KHR | 10 – 12 | 4.75% | 4.75% |
Note: Annual Interest Rate
Future Account - Long Term
| Balance |
Term (Month) |
USD | KHR |
| < 100 USD/400,000 KHR | 13 – 18 | 4.50% | 4.50% |
| < 100 USD/400,000 KHR | 19 – 24 | 5.25% | 5.25% |
| < 100 USD/400,000 KHR | 25 – 36 | 6.25% | 6.25% |
| < 100 USD/400,000 KHR | 37 – 120 | 7.25% | 7.25% |
| ≥ 100 USD/400,000 KHR | 13 – 18 | 4.75% | 4.75% |
| ≥ 100 USD/400,000 KHR | 19 – 24 | 5.50% | 5.50% |
| ≥ 100 USD/400,000 KHR | 25 – 36 | 6.50% | 6.50% |
| ≥ 100 USD/400,000 KHR | 37 – 120 | 7.50% | 7.50% |
Note: Annual Interest Rate
Tab 4 Content
| Annual Interest Rate | Total Net Earned Interest | Total Deposit Amount | Total Amount at Maturity Date |
|---|---|---|---|
Schedule
| No. | Earned Interest | Tax | Net Earned Interest | Monthly Deposit |
|---|
